Last Updated on 30.03.2026 by Administrator
In December 2024, the WhiteBIT crypto exchange launched the WhiteBIT Nova cryptocurrency card, featuring cashback rewards on purchases. We suggest that you thoroughly examine the card’s details, including the ordering process, usage guidelines, and associated rates. Furthermore, it’s worth taking a moment to read reviews of the WhiteBIT Nova from users across the globe.Beginner’s Guide: What is WhiteBIT Nova
WhiteBIT Nova is a crypto debit card (virtual and physical) issued by the WhiteBIT cryptocurrency exchange. It can be used for online and offline payments, as well as cash withdrawals from ATMs worldwide. Payments with the card use cryptocurrency from the main balance on WhiteBIT, which is automatically converted into the preferred fiat currency.
The crypto card supports the following cryptocurrencies: USDC, BTC, ETH, XRP, SOL, NEAR, ADA, AVAX, EURI, WBT, and DOGE. You can use it for card payments; the required amount is debited and converted into fiat currency from your exchange account’s main balance.
The WhiteBIT Nova crypto card offers several key advantages: free registration and 0% commission on many transaction types; availability in many countries, especially in the EU; the option to order multiple cards, both virtual and physical; and cashback of up to 10% on various payment categories.
Bonus for registering the card: all users who register on WhiteBIT using this link or the link from this review (or the referral code from this review) will automatically receive a bonus from WhiteBIT equal to 1 USDC added to their main balance. This is currently the maximum bonus available for card registration.
How to Obtain the WhiteBIT Nova Card for Crypto Payments?
You can apply for a WhiteBIT Nova card if you are a resident of EU countries: Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, also Norway, Iceland, Liechtenstein, and Ukraine.
You can order a WhiteBIT Nova card in the following way:
- Go to the WhiteBIT exchange website (https://whitebit.com) and register. When registering, use the referral code: bonusen
- Log in to your account on the exchange (via the official website or the official mobile app) and complete the identity verification (KYC).
- Once you’ve successfully verified your account, go to the “WhiteBIT Nova” menu section and apply to open a card.
- As soon as the virtual card is activated, add it to Google Pay or Apple Pay on your phone. You can immediately start using it for payments (first, top up your balance on the exchange with supported cryptocurrency, and set up cashback categories on the card to start earning cashback and save on purchases).
You can also order a physical (plastic) WhiteBIT Nova card through the “WhiteBIT Nova” section of the WhiteBIT exchange.
How to Effectively Use the WhiteBIT Nova Card for Everyday Spending
Using the WhiteBIT Nova virtual card is incredibly straightforward, mirroring the ease of a conventional virtual bank card. Just add it to Google Pay or Apple Pay, and you can effortlessly make payments with your smartphone at different payment terminals. Whether you’re shopping in-store, paying online for services, or withdrawing cash from NFC-equipped ATMs, convenience is right at your hand.
Meanwhile, the WhiteBIT Nova plastic card provides a familiar experience, similar to traditional plastic bank cards. Every transaction is performed with the same dependability and speed. Like a classic bank card, it offers smooth operation, making it a versatile option for your financial needs.
All settings for the WhiteBIT Nova card are accessible in the WhiteBIT exchange app under the ‘WhiteBIT Nova’ menu section. In the settings, you can:
- Find information about your card (card number, expiration date, CVV code).
- Choose the purchase categories for which you will receive cashback.
- View transaction limits for your card.
- Freeze or unfreeze the card.
- View purchase histories, etc.
Once you have ordered your card, it is highly advisable to take a moment to carefully explore the “WhiteBIT Nova” section within the exchange app. It provides a wealth of information about your card’s features and offers detailed insights into its customizable options. By getting familiar with these, you can maximize your card’s capabilities and ensure a smooth experience.
WhiteBIT Nova Card Tariffs: Commissions, Fees & Usage Limits
The tariffs for the WhiteBIT Nova card are as follows:
- Opening a WhiteBIT Nova card: 0%
- Card maintenance fee: 0%
- Card closing fee: 0%
- Card inactivity fee: 0%
- Card transaction fee: up to 1%
- Card PIN change fee: 1 EUR
- ATM cash withdrawal fee (in EU countries): 3 EUR
- ATM cash withdrawal fee (non-EU countries): 3 EUR + 2.2%
The cost of obtaining a physical WhiteBIT Nova card is 10 EUR.
The limits for cash withdrawals from ATMs using these cards are set at 3,000 EUR per day and 15,000 EUR per month.
For transactions, the limits are 10,000 EUR per day and 25,000 EUR per month.
Understanding WhiteBIT Nova Card Cashback
Cashback on the WhiteBIT Nova card is offered in the following categories:
- Food and cafes = 1%.
- Taxi (Uber and others) = 5%.
- Products = 1%.
- Entertainment = 2%.
- Subscriptions (YouTube, Netflix, and others) = 10%.
- Medicine (pharmacies, hospitals) = 1%.
- Pets = 5%.
- Cars = 1%.
- Games = 2%.
- Airlines (air tickets) = 1%.
You can receive cashback in Bitcoin (BTC) or WhiteBIT Coin (WBT), and you can choose the cryptocurrency in which you’ll receive the cashback on the card.
Cashback categories can be changed once a day, as only when the minimum of 10 USDC (or its equivalent in another cryptocurrency) is accumulated as cashback, can you withdraw it to the main balance of the WhiteBIT exchange.
Maximum cashback limit per month = 25 euros.
WhiteBIT Nova Card FAQ
- How much does a WhiteBIT Nova card cost? The WhiteBIT Nova card provides an excellent option for cryptocurrency users. You can get a virtual WhiteBIT Nova card for free, giving you immediate access to online spending and transactions with no upfront cost. If you prefer a physical card, which offers the convenience of in-store purchases and ATM withdrawals, there is a fee of 10 euros associated with ordering one.
- Is the WhiteBIT Nova crypto card a debit or credit card? The WhiteBIT Nova card is a debit card that utilizes the VISA payment system. This means that you can only spend the funds available in your account, making it a responsible option for managing your finances. The card can be used at millions of locations worldwide, both for online and offline purchases, seamlessly integrating your cryptocurrency assets into everyday transactions.
Pros and Cons of WhiteBIT Nova
Pros
- A premium crypto card from a major European cryptocurrency exchange, WhiteBIT.
- Favorable rates on the card.
- There is a cashback on purchases (up to 10% of the purchase amount) in BTC or WBT tokens.
- 24/7 support provided by the exchange.
- When making a payment, you can use various cryptocurrencies from the WhiteBIT exchange balance, including USDC, BTC, ETH, WBT, XRP, SOL, NEAR, ADA, AVAX, and DOGE.
Cons
- To order and use the card, you must create an account and complete verification on the WhiteBIT exchange.
- You can order a card, but not in every country.
WhiteBIT Nova Card Alternatives
If you’re considering the WhiteBIT Nova card but want to explore similar options, here are some popular alternatives in the crypto card space:
- Quicko Digital Card – A widely used cryptocurrency card in Europe, provided by the multi-currency crypto wallet Trustee Plus. It enables users to make payments directly with cryptocurrency and facilitates seamless transactions in euros.
- Bybit Card is a debit cryptocurrency card from Bybit, one of the world’s leading crypto exchanges. Available in both virtual and physical formats, it allows users to instantly convert crypto into fiat for online and in-store payments.
Conclusion
The launch of high-quality crypto cards marks a key milestone in the development of the WhiteBIT crypto exchange ecosystem. It notably expands the places where cryptocurrency is used regularly and enables users to store their crypto worldwide without needing to first convert it to standard bank cards.
The WhiteBIT Nova card has a significant advantage over its competitors, especially due to the cashback on purchases and the lack of fees for all types of card transactions, including account opening and maintenance. Many users may find it worthwhile to explore its features and consider using it in everyday life. Their opinions and reviews of the WhiteBIT Nova Visa debit card are shared in the comments below.